American Express Resy credit users may want to take a closer look at their favorite dining spots after a new benefit change started showing up on cardmember statements. Beginning August 1, 2026, the credit will only apply at U.S. restaurants and food and beverage establishments that are marked as eligible on the Resy website or in the Resy app at the time of purchase. For anyone who relies on this dining perk, that is a meaningful shift.
The change sounds small at first glance, but it adds a layer of uncertainty that cardholders have not had to think about before. Instead of assuming a restaurant qualifies, you will need to confirm eligibility before you use the credit. That extra step may not bother casual users, but frequent diners will likely feel the impact much more quickly.
What Is Changing With the Resy Credit Benefit
American Express has updated the language around the Resy Credit benefit for Platinum and Gold cards. According to the new terms, eligible U.S. restaurants, cafes, wineries, and similar establishments must be clearly labeled as eligible on Resy at the moment of purchase in order for the credit to apply.
In practical terms, the credit is no longer tied to every restaurant listed in the Resy ecosystem. Instead, the benefit now depends on whether a location is currently flagged as qualifying. Since that status can change at any time, the perk becomes less predictable for cardholders who like to plan ahead.
Why This Matters for Amex Platinum and Gold Cards
For many cardholders, the Resy credit has been one of the easier dining benefits to use. You book a reservation, visit the restaurant, and the statement credit usually follows without much effort. This update introduces a new level of friction, especially for people who choose restaurants based on the promise of automatic value.
That said, the change does not mean the benefit disappears altogether. It does mean the credit now depends on live eligibility status, which could reduce the number of restaurants that qualify over time. For consumers, that makes the perk feel less like a guaranteed dining rebate and more like a moving target.
How to Check Eligible Restaurants in the Resy App
If you plan to keep using the credit, checking eligibility before you dine will matter more than ever. Resy is already showing some venues with language such as
