If you have been waiting for a standout small-business card deal, the Chase INK Cash 100,000 points bonus and the INK Unlimited 100,000 points bonus are the kind of offers that get attention fast. As of June 11, 2026, Chase is back with its strongest no-annual-fee Ink promotion yet, and that makes this a timely option for anyone with business expenses ready to go.
Chase INK Cash and INK Unlimited 100,000-Point Offer Details
Both cards are offering 100,000 points after you spend $8,000 within the first four months of account opening. That is a higher spend target than the old 75,000-point and 90,000-point promos, but it also raises the value of the offer to a new level for a card with no annual fee.
The rollout appears to be live now, with broader availability expected around June 14, 2026 to June 15, 2026. If you like to track card bonuses closely, it may also be worth watching whether the offer shows up through other channels or comparison tools in the coming days.
INK Unlimited vs. INK Cash Rewards Breakdown
The INK Unlimited keeps things simple. It earns 1.5x points on every purchase and 5x on Lyft, which is a strong fit for business owners who want predictable rewards without category juggling.
The INK Cash is better for people who can maximize bonus categories. It earns 5x on up to $25,000 combined each account anniversary year at office supply stores and on internet, cable, and phone services, plus 2x on dining and gas on up to $25,000 combined each account anniversary year, along with 5x on Lyft and 1x everywhere else.
Both cards also include a 0% intro APR for 12 months from account opening on purchases. That can be helpful if your business has a temporary cash flow gap or you are making a larger upfront investment.
Why This Chase Business Credit Card Bonus Stands Out
For a no-annual-fee business card, this is an unusually strong welcome bonus. You are getting a six-figure points haul, useful everyday earning potential, and a year of purchase financing, all without paying to keep the card open.
That matters because Ultimate Rewards points are flexible and valuable, especially if you already use other Chase cards or plan to redeem for travel. In other words, this is not just a flashy signup bonus, it can become part of a larger rewards strategy.
If you are open to a fee-based option, the INK Preferred has also been sitting at a 100,000-point bonus. That gives business card shoppers a useful benchmark when deciding whether the no-fee route or the premium route makes more sense.
Important Chase Ink Rules and What to Watch For
There is one important catch. Chase Ink cards now have a lifetime limit that is enforced with a popup, and the INK Preferred has the same kind of restriction.
That makes prior card history more important than ever, especially if you have held one of these products before. The referral bonus on these cards has also increased to 40,000 points, so referral links could become another angle to watch as the offer matures.
How to Choose the Best Ink Card for Your Business
If your business spends heavily on office supplies, internet service, phone bills, dining, or gas, the INK Cash may deliver the best long-term value. If you want broader earning with less effort, the INK Unlimited is the cleaner choice.
Either way, the best move is to map the bonus against expenses you already know are coming. If you can comfortably meet the $8,000 minimum with regular business spending, this offer is strong enough to justify applying sooner rather than later.
For many owners, that is the real win here, turning everyday purchases into a large pile of points without taking on an annual fee. If this bonus fits your budget and your business needs, it is worth acting while the 100,000-point offer is still available.
